Affordable HMO with PhilCare’s ERVantage line

As a mom and a wife, one of my greatest fears is for any of my beloved babies or for my husband to be hospitalized. Last year alone, George was hospitalized twice for two different reasons: amoebiasis and viral fever. And despite being a PhilHealth member, the hospital bills were still pretty high. My husband and I have always talked about availing of an HMO. I’ve searched and searched and searched online for something that we can both afford. However, with premiums ranging from 1500PhP/month above, we didn’t push through.

Last night while browsing Facebook, I came across an ad by PhilCare for their new line of products: The ER Vantage. It is a prepaid card which can be used once for emergency care leading to admission by the registered member (6 months to 64 years old). It has three (3) denominations available:

ER Vantage Prepaid Card Denominations (Screen grabbed from PhilCare’s website)

 

• Each prepaid card covers room and board corresponding to plan type:

(Screen grabbed from PhilCare’s website)

• Could also be used just for out-patient emergency room care

• Covers hospital emergency care for animal bites except vaccines

• Inclusive of diagnostic and therapeutic procedures as medically necessary during ER and confinement

• Covers special modalities of treatment  as medically necessary during ER and confinement and subject to Php 5,000 inner limit

• No hospital deposit required

• Nationwide access to designated PhilCare affiliated hospital

• Exclusive access to Go!Mobile App that lets you check your health benefit packages and steadfast search of affiliated hospitals

• Participation in the PhilCare 360 health and wellness programs

 

While reading and learning about the product, all I could think of was “Finally, I’ve found what we’ve been looking for!” 

1. ER Vantage is affordable! With prices from 900-1,300PhP/card, you get additional benefits on top of your PhilHealth benefits which you can use for hospitalization.

2. You don’t need to worry about monthly premiums as the card is prepaid.

My husband and I are definitely availing this soon– one for each of us in the family. This is one less headache for me. 😀

Thank you so much, PhilCare for making HMO affordable!

 

For more information, you may visit their Facebook or website.